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Investing·Aug 4, 2026

Stop Betting Your 1031 on One Property

Most investors buy one property and call it diversification. That's not how funds think.

1031 401k money

Last week I showed you how we score individual properties.

Today I want to show you what happens when we combine high-scoring properties into one portfolio.


Why One Property Isn't Diversification

If you're sitting on 1031 exchange proceeds or 401k funds you want out of the stock market, the usual advice is: buy one rental property.

That's not diversification.

That's one roof, one neighborhood, one tenant, one risk.

eggs in one basket

How a Blended Portfolio Works

We build blended portfolios instead, spread across property types, neighborhoods, states, and build years — the same logic as a mutual fund, so no single asset carries your return.


A Real Example

Here's a real 5-property blend we underwrote for a 1031 client.

Financed at 25% down, scored on the same system from last week:

5 property blended portfolio table

The Numbers, All In

A few from our current pipeline that hold up under this test:

  • Total cash invested: $370,160 (25% down + closing across all 5)
  • Blended ROI (cash flow + paydown + appreciation): 20.5%
  • Built-in equity at close: $153,000 (11.6% of purchase price, day one)

That's $2,119/month in cash flow on $370K deployed, plus five doors across two states and two property types instead of one address carrying all the risk.

all in

Ready to Build Your Blend?

Have $250K+ to place? Reply to this email and I'll pull three blended options built around your timeline.

Next week: the number that changes this whole conversation, your true net return once you factor in the tax savings real estate gives you that stocks never will.

your next move
702 Fricks Lane, Rossville GA

Current Pipeline

Every deal scored.

Before it reaches you.

Browse our current properties across Chattanooga and North GA,
vetted, underwritten, and ready to review.

View Current Inventory

BJ and Alexis Gremillion

Have a question? Let's talk.

We built this system for investors who want to do it right.

"Backed by over 15 years of real estate experience and in-depth knowledge of Chattanooga, we help you recognize the right opportunities and avoid the wrong ones."

— BJ Gremillion, Founder, Property Rush

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