The 5-Home Plan That Beats FOMO…I’m looking at you Bitcoin!
Do you feel behind?
Maybe you have regrets because you missed:
Bitcoin in 2017 when it was under $1,000 per coin (peaked at $126,000 in 2025)
Nvidia stock in 2016 was about $1 share ( now $200 share)
Tesla stock in 2016 was under $15 share (now $400 share)
Apple stock in 2016 was around $100 share (now $272 share)
2.5% mortgages.
The 2010 housing: I began my career helping investors buy at the auction steps in Phoenix and the average purchase price for a 1200 sq ft 3 bed 2 bath home was $30,000. Those same homes now sell for $400,000.
So now the temptation is…
Swing harder.
Home Run or Strike Out.
Crypto. What is the next bitcoin? Or will bitcoin go up to one million?!
*Reality: Statistics show that over 90% of cryptocurrency day traders lose money, with 80% quitting within two years, often due to high volatility and emotional decision-making.
How about tech? They seem to be making all the money these days…AI is going to take over the world so better to jump on that bandwagon EARLY and outsmart everyone else.
*Reality: Approximately 90% of tech startups fail, with 70% failing within 2-5 years and 20% in the first year.
*Only 1.5% of startups achieve a successful exit of $50M+, while 97% of hardware startups fail
*Over two-thirds of startups never deliver a positive return to investors.
New AI startups
Reality: Just over 97% of hardware startups fail. In some sectors, like AI, 99% of companies are considered “doomed to fail” by some analysts, often due to over-saturation or lack of true value.
If you are a person who struggles with FOMO… You should know that if you decide to channel those emotions into trying to pick winners and losers in the market, the odds are just not in your favor.
In fact: In 2022, data indicated that the average active, self-directed retail trader’s portfolio was down roughly 30%.
“When it comes to so-called market timing there are only two sorts of people: those who can’t do it, and those who know they can’t do it.” — Terry Smith
If you have made it this far and you can relate with having those feelings of FOMO I am going to give you the most tried and true bullet proof recipe for investing that has withstood every market boom and bust for the last CENTURY.
Even better…If you follow this advice, you will have a net worth in excess of a million dollars five years from now.
The answer? Stacking one boring rental property on top of another for the next 5 years.
Buy a home in an area where people are moving to. Use Uhaul statistics to see where moving trucks are moving FROM and more importantly moving TO.
Buy a home in a suburb (not a townhome or apartment) just a simple 3 bed 2 bath rancher in a B class neighborhood
Buy at an affordable price point (Around $250,000) where the majority of Americans can pay a reasonable price for rent that is of course higher than your mortgage. If you cannot find a home in this price point in your market, do your research and find a market that does. (Hint…I hear TN & GA have these properties in abundance).
Hire a professional management company to place qualified tenants and manage your property so you can stay focused on your day job
Rinse and repeat for the next 5 years.
Proven? US housing prices over time have surged by 290% from 1995 to 2025, nearly quadrupling in three decades.
Risky? The housing markets biggest decline EVER in the last 100 years? -8.6% in 2009.
So yes, while prices plunged 8.6% in 2009…Home prices nationwide still climbed 290% over thirty years. A dollar of equity in 1995 turned into almost four dollars by 2025.
Bottom Line here: Real Estate is better BOUGHT and never SOLD.
I have been in this industry now for close to 20 years and during that time I have been fortunate to rub shoulders with a lot of really smart investors who became incredibly wealthy with the “millionaire next door” lifestyle. For any of you that have not read that book by the way, you should give it to your kids to read: https://a.co/d/0j92a3ai
I am simplifying this process and will start working with regular investors every day on their journey to becoming a millionaire in the next 5 years.
My goal when I started this business was to help break down every barrier or excuse people had for not investing in real estate.
You have to do the hard work of saving for the down payments for each home and then we can take care of the rest.
Buy/Renovate/Tenant placement/Ongoing management.
5 Doors to Financial Freedom
Buy 1 property per year for the next 5 years.
That simple.
Now let’s break this down further:
$250,000 home purchase
$50,000 down payment
$1,900 avg rent
$1,400 mortgage
$300 maintenance/vacancy
$100 management
Cash flow?
About $100/month.
Definitely not feeling very wealthy at all after the first one.
Now here’s where small investors misunderstand the game.
Real Estate Wealth Doesn’t Come From Cash Flow
Each property quietly produces:
$1,200 cash flow
$3,000 principal paydown
$7,500 appreciation (3%)
That’s $11,700 per year in wealth growth. Cash flow was only about 10% of that equation.
BIG PICTURE: You control a $250,000 asset with only $50,000.
That’s leverage.
That’s the kind of debt banks are happy to lend on over and over and over again on. And banks are not in the business of losing money. So if they continually lend on these assets, pay attention.
Rinse and Repeat until you hit 5 Properties
Why 5? I have noticed that it is at the 5 home mark that the compound effect start to kick in which in turns making it easier to fund future deals potentially from the equity built on year 1… In addition to this, having 5 properties offers a solid balance of income and diversification to withstand economic shifts, often referred to as a “fortress” strategy.
$1.25M in assets
$250K invested
$58K/year total wealth growth
This is by far and away the most tried and true model for wealth building in America that exists. Over 90% of millionaires own real estate. Seems to be fairly well correlated to wealth.
The Hidden Bonus of owning real estate with long term debt? Inflation
Your mortgage payment = FIXED for 15-30 years
Your rent? Rises with inflation almost every year.
Inflation:
Shrinks your debt in real dollars.
While rent payments increase year after year
You get to pay down future debt with diluted dollars over time thus using inflation to your ADVANTAGE!
Here is the ugly truth that people who feel safe by hoarding cash in their savings account…
Inflation destroys savings but rewards long term leverage over time.
Risk Comparison
1 crypto position:
1 asset
1 prayer
1 emotional rollercoaster
5 rentals:
5 tenants
5 income streams
Geographic diversification
Tax advantages
1031 flexibility or trust benefits later
Depreciation (accelerated or regular) now
The only way out of the rat race is to put your money to work FOR you. If you do not make money in your sleep, you will work until you die.
The 10-Year Reality
In 10 years:
~$1.7M portfolio
~$750K+ equity
Rising cash flow
Multiple exit strategies
1031 opportunities
Refinance optionality
No moonshot required.
The internet celebrates the loudest and flashiest wins.
Families build wealth with boring repetition. The Millionaire next door stays consistent with:
One house.
One year.
Five times.
YOU’RE NOT BEHIND…
In fact if you are reading this just in time. In 5 years, you will be a millionaire if you can find a way to buy one property every year.
If you want to increase your net worth by over 1 million dollars in the next 5 years, click on this link to schedule a call with me so we can discuss how we can help you achieve this goal using our turnkey real estate model at Property Rush.
If you would like to view our LIMITED inventory, click here. First come first serve. We sell properties that are renovated and all of the current inventory is fully tenant occupied.
With over 15 years of experience in real estate investing and property management, I’ve seen firsthand the incredible opportunities this industry offers. I’d love to share my story with you and explore how we can make real estate investing a successful part of your journey.
