Protecting Your Property: A Guide to Defending Against Eviction Moratoriums

Protecting Your Property: A Guide to Defending Against Eviction Moratoriums

As a landlord, navigating the ever-changing landscape of eviction moratoriums can be a challenging and stressful experience. In recent times, the introduction and reinstatement of eviction moratoriums in response to economic downturns or public health emergencies have significantly impacted property owners’ ability to manage their investments effectively. However, understanding the legal nuances and taking advantage of landlord-friendly states can help safeguard your rights and protect your property. In this blog, we’ll explore how to defend against eviction moratoriums in landlord-friendly states and preserve your rental income and investments.

Understanding Eviction Moratoriums

Eviction moratoriums are temporary bans on landlords’ ability to evict tenants, typically enacted during times of crisis, such as economic recessions or public health emergencies like a pandemic. While these measures serve to provide relief to struggling tenants, they can place a heavy burden on landlords, who may still have to cover mortgage payments, property maintenance, and other expenses without receiving rental income.

To defend against such moratoriums, landlords in the United States should be aware that laws regarding eviction vary significantly from state to state. Some states have enacted strong pro-landlord policies that provide greater flexibility to property owners during challenging times.

Benefits of Landlord-Friendly States

  1. More Favorable Eviction Processes: Landlord-friendly states often have streamlined eviction procedures that allow for quicker resolution of eviction cases. These states prioritize landlords’ rights and ensure that legitimate eviction cases are expedited efficiently.
  2. Balanced Lease Agreements: In landlord-friendly states, lease agreements tend to be more balanced, offering clear terms and conditions that protect both tenants and landlords. This helps in avoiding potential legal disputes and confusion during the eviction process.
  3. Stable Rental Markets: Landlord-friendly states typically boast more stable rental markets, attracting a larger pool of responsible tenants. This can lead to lower vacancy rates and fewer instances of non-payment, ultimately benefiting property owners.
  4. Limited Tenant Protections during Eviction Moratoriums: While eviction moratoriums can still be enacted in landlord-friendly states during emergencies, they are often more limited in scope and duration compared to other states. This provides landlords with a higher level of certainty and control over their properties.

Key Strategies for Defending Against Eviction Moratoriums

  1. Familiarize Yourself with State Laws: Understanding the specific eviction laws and regulations in your state is crucial. Consult with a local attorney who specializes in landlord-tenant law to ensure you are well-informed about your rights and responsibilities.
  2. Screen Tenants Thoroughly: In landlord-friendly states, you have the freedom to choose your tenants carefully. Implement a rigorous screening process that includes background checks, credit history analysis, and rental references to ensure you select responsible and reliable tenants.
  3. Maintain Clear Lease Agreements: Craft lease agreements that are comprehensive, unambiguous, and compliant with state laws. Clearly outline the terms regarding rent payments, maintenance responsibilities, and rules for termination or eviction to minimize potential disputes.
  4. Keep Detailed Records: Maintain meticulous records of all communication with tenants, including rent payment receipts, repair requests, and any violations of the lease agreement. These records will be invaluable in case of a legal dispute or eviction.
  5. Consider Mediation or Settlement: During times of crisis, landlords may explore mediation or settlement options to resolve issues with tenants before resorting to eviction. This approach can be less time-consuming and expensive while preserving a positive landlord-tenant relationship.
  6. Buy Rent Default Insurance: Landlords can now buy rent default insurance that kicks in and pays the rent if tenants default, up to a point, at least. Most policies put a limit on the number of months’ rent they’ll pay while the landlord evicts the renter and finds a replacement. In some instances, you can even have the tenant pay for the policy, not the landlord. This protection comes in a bundle with the damage insurance. Lost income or lost rent insurance is a smart protection landlords should consider.
  7. Report Rents to Credit Bureaus: Many people want to try and protect their credit, by reporting rents to credit bureaus you are giving good tenants a boost, and bad tenants are reaping the consequences of their actions. By adding this extra level of accountability for rent payments, you also allow future landlords and creditors access to this knowledge before renting to someone who has a track record of being a credit risk.
  8. Invest in Higher-Income Neighborhoods: You will attract renters who are more concerned about their credit and ensure they take accountability for their financial obligations.
  9. Avoid Anti-Landlord Cities: Not sure if the city you are investing in is an Anti-Landlord city? Go back to number 1 above, take the time to familiarize yourself with the state laws and consult with an attorney.


In uncertain times, protecting your property investment as a landlord in a landlord-friendly state requires knowledge, foresight, and effective strategies. By understanding the unique legal environment of your state and implementing the suggested defense strategies, you can better safeguard your rights and financial well-being. Eviction moratoriums may pose challenges, but with the right approach, you can navigate these situations more effectively and preserve your property’s long-term profitability.

Interested in investment property in Landlord Friendly states? Click the link below:

Talk to a Professional Property Manager to learn more about managing your investment properties and the eviction protection program offered by Property Rush!

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